Planning protects you from the Four "D"s

We live in a society that increasingly places us at high financial risk. The statistics are eye-opening.

Forty percent of first marriages end in divorce, as do 60 percent of second marriages. We continue to pile up enormous consumer debt, unable to repay about $22.5 billion of it. We spend about $310 billion a . . . → Read More: Planning protects you from the Four “D”s

Summer Vacation Planning: If the Unexpected Happens?

“The trouble is, you think you have time.” – Jack Kornfield, Buddha’s Little Instruction Book

Summer has arrived, and many of us are already harried with planning the details of our  upcoming vacation trips.   Columnist Susan Heller has quipped: “When preparing to travel, lay out all your clothes and all your money.  Then . . . → Read More: Summer Vacation Planning: If the Unexpected Happens?

Surprise! Who Gets Your Property If You Have No Will?

A Will is a gift you leave those you love.

So many of us never get around to making a will.   We may just assume (or hope) that it will all work out for the best and that the people we love the most eventually will get our stuff anyway.   But that is . . . → Read More: Surprise! Who Gets Your Property If You Have No Will?

New year, new chance to prepare your family

New Year is a hopeful time of new beginnings, when we resolve to stop procrastinating and bring more order to our chaotic lives.   Over 90% of resolutions fail because we don’t identify specific and attainable goals, and take a one-step-at-time approach to achieving them.

We all worry about not leaving our affairs in a . . . → Read More: New year, new chance to prepare your family

Can you disinherit your spouse?

We all know that marriage is sometimes rocky. The consequences of tying the knot carry over into estate planning.

Why would you ever want to disinherit your spouse?  There could be many reasons.  Perhaps your marriage relationship has broken down, but for whatever reason, you have not yet divorced.   Or you are in . . . → Read More: Can you disinherit your spouse?