Planning protects you from the Four "D"s

We live in a society that increasingly places us at high financial risk. The statistics are eye-opening.

Forty percent of first marriages end in divorce, as do 60 percent of second marriages. We continue to pile up enormous consumer debt, unable to repay about $22.5 billion of it. We spend about $310 billion a . . . → Read More: Planning protects you from the Four “D”s

Understanding Losses: Property

Good estate planning only works if your property is still there when it’s time to pass it on to your family.  Many of my Massachusetts and Rhode Island clients have property that has increased in value since the time they acquired it.   Property insurance provides protection against most risks to property, such as fire, . . . → Read More: Understanding Losses: Property

Are You Wasting Money? Part Three: Taxes, Insurance, Not Bidding and/or Negotiating

So far in this series on wasting money, we have looked at how Massachusetts and Rhode Island residents may overpay for housing, interest, transportation, food, clothing and entertainment. In this final installment, we’ll look at a few more areas in which we sometimes pay more than necessary:  taxes, insurance, not obtaining bids for services, . . . → Read More: Are You Wasting Money? Part Three: Taxes, Insurance, Not Bidding and/or Negotiating