Planning protects you from the Four "D"s

We live in a society that increasingly places us at high financial risk. The statistics are eye-opening.

Forty percent of first marriages end in divorce, as do 60 percent of second marriages. We continue to pile up enormous consumer debt, unable to repay about $22.5 billion of it. We spend about $310 billion a . . . → Read More: Planning protects you from the Four “D”s

The Simple Way to Avoid the High Cost of a Guardianship or Conservatorship

It doesn’t matter how young or healthy you are.   Bad things sometimes happen to good people.   Whatever your age or health, for example, you might be only one car accident away from ending up mentally incapacitated.   Have you prepared to make the legal burden on your family as light as possible?

It is easier . . . → Read More: The Simple Way to Avoid the High Cost of a Guardianship or Conservatorship

Beware Elder Abuse via Phone Scams

Financial exploitation is one of the most harmful forms of elder abuse.   Seniors become targets because they tend to live more isolated lives without someone to warn them regularly of the latest scams, and because they likely have significant life savings available to exploit.   Recent medical research also has demonstrated that our brains physically . . . → Read More: Beware Elder Abuse via Phone Scams

Jumpstart 2015 by Getting Your Affairs in Order

This article previously appeared in the January 5 edition of The Attleboro Sun Chronicle.

New Year is when many of us resolve to stop our endless procrastinating, and finally lose those extra pounds or get more organized.  Indeed, these goals were the top two self-promises made by the 45% of us who made resolutions . . . → Read More: Jumpstart 2015 by Getting Your Affairs in Order

ABLE Act Not For Everyone

Last time, we talked about Congress’s enactment of a law, the “Achieving a Better Life Experience” (ABLE) Act, which allows some persons with disabilities to create special tax-free savings accounts.  In many cases, these persons cannot own assets in their own name, or they will be disqualified from government programs which offer them disability . . . → Read More: ABLE Act Not For Everyone