Planning protects you from the Four "D"s

We live in a society that increasingly places us at high financial risk. The statistics are eye-opening.

Forty percent of first marriages end in divorce, as do 60 percent of second marriages. We continue to pile up enormous consumer debt, unable to repay about $22.5 billion of it. We spend about $310 billion a . . . → Read More: Planning protects you from the Four “D”s

Summer Vacation Planning: If the Unexpected Happens?

“The trouble is, you think you have time.” – Jack Kornfield, Buddha’s Little Instruction Book

Summer has arrived, and many of us are already harried with planning the details of our  upcoming vacation trips.   Columnist Susan Heller has quipped: “When preparing to travel, lay out all your clothes and all your money.  Then . . . → Read More: Summer Vacation Planning: If the Unexpected Happens?

The Simple Way to Avoid the High Cost of a Guardianship or Conservatorship

It doesn’t matter how young or healthy you are.   Bad things sometimes happen to good people.   Whatever your age or health, for example, you might be only one car accident away from ending up mentally incapacitated.   Have you prepared to make the legal burden on your family as light as possible?

It is easier . . . → Read More: The Simple Way to Avoid the High Cost of a Guardianship or Conservatorship

Five-year planning can save your home

The cost of long-term nursing home care is top of mind for many of my older clients these days. Many have worked long and hard to accumulate a nest egg, and would like to leave something for their children when they die.

What is a Medicaid Lien?

Massachusetts nursing homes cost an average of . . . → Read More: Five-year planning can save your home

Surprise! Who Gets Your Property If You Have No Will?

A Will is a gift you leave those you love.

So many of us never get around to making a will.   We may just assume (or hope) that it will all work out for the best and that the people we love the most eventually will get our stuff anyway.   But that is . . . → Read More: Surprise! Who Gets Your Property If You Have No Will?